the 'o' is pronounced with a short sound and the 'y' is silent.
oh-YAK or-DOO yar-duh-muhsh-luhsh-muh koo-ROO-moo
FRANK-lin TEM-puhl-tuhn IN-vest-muhnts
SHIN-han Bank
BAN-koh HEN-er-uhl roo-mee-NYAH-wee